IS IT TIME TO REFINANCE

Rates have gone down and it's time to look at refinancing your current VA mortgage. Currently, if your rate is above 4.25% it could make sense for you to refinance. I know, if your a veteran like me, your mailbox is getting slammed with refinance offers almost too good to be true. Most are too good to be true and use deceptive tactics to lure you in. Instead of becoming a victim to another VA predatory lender, like the ones featured in this article:

(https://www.scotsmanguide.com/News/2018/06/Ginnie-Mae-temporarily-suspends-three-lenders/)

Give me a call and let me show you how we can reduce your payment while not increasing your mortgage balance. This way if rates drop even further, you're not paying closing costs twice. Give me a call at 205-207-BEAR and I'll explain everything in easy to understand terms.

Joe "Bear" Meadow